After the formation of the new government in Rajasthan, many schemes have been launched including the Empowered Lakhpati Didi Yojana Scheme especially designed for women. The scheme, launched on December 23, 2023, aims to provide financial assistance to women, enable them to pursue entrepreneurial ventures and enhance their financial well-being.
Overview of Lakhpati Didi Yojana Scheme
Lakhpati Didi Scheme is a major initiative of the Government of Rajasthan, which was launched on December 23, 2023 under the leadership of the newly formed BJP government. The scheme has successfully benefited around 10 crore women by connecting them with self-help groups like Anganwadi Didi, Bank Wali Didi and Dawa Wali Didi. Beyond financial assistance, the program serves as a skill development training platform for women, empowering them to earn income through various skills. This not only improves the economic condition of women but also encourages them to start their own businesses.
Objective of Lakhpati Didi Yojana Scheme
The primary goal behind launching Lakhpati Didi Yojana is to uplift the women of economically weaker sections in the country. To achieve this, the government provides interest-free loans up to Rs 5 lakh to eligible women. By doing so, the scheme aims to facilitate women to start and grow their own businesses, free from financial constraints.
Implementation of Lakhpati Didi Scheme
The Rural Development Department oversees the implementation of the Lakhpati Didi scheme in the state. The scheme focuses on skill development and assisting women to start their own businesses, thereby generating substantial income opportunities. This initiative represents an important step towards empowering rural women, providing them with financial assistance, education and skills to support their families and communities.
Loan Assistance and Training
A distinctive feature of Lakhpati Didi Yojana is the provision of loans to women. Monthly camps are organized to distribute loans, in which eligible women get up to Rs. 5 lakh each. In addition to financial assistance, the scheme emphasizes training, ensuring that women acquire the skills necessary for entrepreneurial success. Training sessions are organized at the district and local level, guaranteeing effective implementation and application of the skills acquired.
Eligibility Criteria
To qualify for Lakhpati Didi Scheme, applicants must be a resident of Rajasthan and associated with self-help groups. This scheme is exclusively for women, in line with its objective of women empowerment.
Benefits of Lakhpati Didi Scheme
Under this scheme, a total financial assistance of Rs 150 crore is distributed among about 11.24 lakh women. Apart from monetary assistance, the scheme provides various benefits, including training, linkage with self-help groups and introducing 20,000 new women to self-help groups to start their own businesses.
Chief Minister Rajshree Scheme
Application Process
Women interested in availing the benefits of Lakhpati Didi Scheme can join self-help groups, which act as entry points to the scheme. It is necessary to apply through the nearest Anganwadi center or collect relevant information from there.
Required Documents
To apply for Lakhpati Didi Yojana, applicants have to submit the necessary documents including domicile certificate, Aadhar card, ration card, income certificate and bank account information.
Conclusion
Lakhpati Didi Yojana is a commendable government initiative, which empowers women and promotes financial independence. By providing loans and financial assistance up to Rs 1 lakh, the scheme seeks to make women self-reliant, encourage entrepreneurship and overall development.