Prime minister aadhar card loan scheme 2021 | pm loan scheme on aadhar card | pm aadhar card loan | pm aadhar card loan yojana 2022 online apply | pm aadhar card loan 2023
Big companies and factory owners get loans very easily from banks to expand their business or to start a new business. But small businessmen, farmers and small shopkeepers such as grocery shopkeepers, small mechanic garages selling vegetables and even small businessmen do not get loans easily from the bank. There are about 4 crore 25 lakh such small traders in the country and now the youth is also inclined towards business. pm aadhar card loan scheme
Prime Minister Aadhar Card Loan Scheme
Pradhan Mantri Aadhaar Card Loan Scheme has been introduced keeping in mind the small traders and budding traders. Under this, the government provides loans to small traders and new traders who want to start their business at a very low rate of interest.
If you are also a small businessman and want to expand your business or want to start a new business and want to get a loan under the Prime Minister Aadhaar Card Loan Scheme of the government, then read our article carefully.
In this article, how can I take advantage of the Pradhan Mantri Aadhaar Card Loan Yojana today? How much loan amount is available under Pradhan Mantri Aadhaar Card Loan Yojana. What is the percentage of interest in Pradhan Mantri Aadhaar Card Loan Scheme? How to avail the Pradhan Mantri Aadhaar Card Loan Scheme? I will tell about all these things in great detail.
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Pradhan Mantri Aadhaar Card Loan Scheme 2023
Pradhan Mantri Aadhaar Card Loan Scheme or Pradhan Mantri Mudra Yojana is an initiative started by the government, in which small traders, shopkeepers and new traders of the country get financial assistance from the government. In this, the government provides loans to small traders and shopkeepers at low interest rates so that they can increase their business with this amount and start a new business. The more the business will increase in the country, the employment will increase, the government had started the Prime Minister Aadhaar Card Loan Scheme for this purpose. Every year crores of people take loan from banks under this scheme and increase their business and start new business. pm aadhar card loan scheme
One of the main objectives of the Pradhan Mantri Mudra Loan Yojana is to provide financial assistance to the traders of rural areas and to make the women of the country self-reliant. Under this scheme, women are also starting business and women who are already doing any business, they are increasing their business under this scheme. Lakhs of women took loans under Pradhan Mantri Mudra Loan Yojana and started their own business and also expanded their business. The most important thing about Pradhan Mantri Aadhaar Card Loan Scheme is that under this scheme, small traders and new traders get loans ranging from ₹ 50,000 to ₹ 1000000 without any guarantee. You do not have to give any kind of Guarantee to get this loan.
Key Highlights Of Pm Aadhar Card Loan
| Name Of Scheme | Prime Minister Aadhar Card Loan Scheme |
| Type Of Loan Is | Startup , shop , etc |
| Purpose | To promote small traders and new business |
| Department | Ministry of Micro Small and Medium Entrepreneurship |
Who can apply for Pradhan Mantri Aadhaar Card Loan (Mudra Loan) Scheme
- All citizens of our country can apply for Pradhan Mantri Aadhaar Card Loan Scheme.
- Just you should be above 18 years of age and you have a good business idea or already have a shop or business which you want to grow.
How to take loan from prime minister aadhar card
- You can get a loan up to Rs 10 lakh only through Aadhaar card. You can easily take a loan in this scheme issued by the Government of India.
- Everyone has an Aadhaar card. You do not have to give any kind of Guarantee to take this loan.
- To avail the benefits of Pradhan Mantri Aadhaar Card Loan Scheme, you can apply it both online and offline.
How to apply Online Pradhan Mantri Aadhaar Card Loan Scheme
To apply online for Pradhan Mantri Aadhaar Card Loan Scheme, you have to follow the following steps:
- First of all, you search on Google Pradhan Mantri Mudra Yojana or the bank from which you want to get the loan. Bank name and Mudra loan scheme like SBI MUDRA loan apply
- After that you have to fill the online form given by that bank, in which the following information is asked. Such as your name, want to take loan for your business, your address, mobile number, branch name and branch of your nearest bank. Code etc.
- After reading all this information, you click on apply, after that the message or the information related to your application will be shared by the bank.
- After getting the information from the bank, you have to go to your nearest bank branch with all your documents and submit those documents to the bank.
How To Apply Offline Prime Minister Aadhaar Card Loan Scheme
- To apply offline Pradhan Mantri Aadhar Card Loan Scheme, you have to go to the nearest branch office of the bank from which you want to take the Pradhan Mantri Aadhar Card Loan Scheme.
- There is a loan employee in the bank, whom you have to meet and then tell him that you want to get a loan under the Pradhan Mantri Loan Yojana to expand your business or to start a new business.
- Apart from this, you can also meet the branch manager of the bank. They have to tell you that you need a loan to expand your business or to start a new business and now want to get a loan under pm aadhar card loan scheme.
- After this, the bank manager will call the bank with the necessary documents from you, then you have to submit those documents to the bank and fill the form of Pradhan Mantri Mudra Loan Yojana.
- If all your documents are correct and your idea is also very good, then you will get a loan through the bank under the Pradhan Mantri Yojana.
- As soon as your Prime Minister Aadhaar Card Loan is approved. Sanctioned loan amount is transferred to your account.
Documents required for Pradhan Mantri Aadhaar Card Loan Scheme
Following are the necessary documents of Pradhan Mantri Aadhaar Card Loan Scheme-
- Aadhaar Card
- passport size photo
- Bank Statement of 6 to 12 months
- Income certificate
- Residential Proof
- Business Address Proof
- pan card
This document is necessary for Pradhan Mantri Aadhaar Card Loan Scheme. Apart from these, the bank can demand any other document, which the bank needs.
Types of Prime Minister Aadhaar Card Loan Scheme
Pradhan Mantri Aadhaar Card Loan Scheme is divided into three parts on the basis of loan amount are:-
- Shishu
- Kishore
- Tarun
Which Type Of Loan Applicant Get
- Under the Shishu Yojana, the applicant gets a loan ranging from ₹ 10000 to ₹ 50000.
- Under the Kishore scheme, the applicant gets a loan ranging from 50 thousand to ₹ 500000.
- Under the Tarun Yojana, the applicant gets a loan ranging from ₹ 500000 to ₹ 1000000.
Prime Minister Aadhaar Card Loan Scheme Interest Rate
- The interest rate of Pradhan Mantri Aadhaar Card Loan Scheme ranges from 7.3% to 12%.
- This interest rate depends on the banks and also depends on the amount of loan you want to take. pm aadhar card loan scheme
- On the other hand, this interest under the loan scheme is very less.
- Under the Pradhan Mantri Aadhaar Card Loan KYC scheme, if you take a loan up to ₹ 50000 from the bank, then the interest rate in this can be from 1% to 12% and no interest rate is charged in any government banks. pm aadhar card loan scheme
How many people have got loan under Pradhan Mantri Aadhaar Card Loan Scheme
- Under the Pradhan Mantri Aadhaar Card Loan Scheme, 6,22,47,606 people have received loans in the financial year 2019-20.
- In the financial year between 2019 and 2019, a total loan sanction of Rs 337495 crore has been done.
- 3,91,03,349 women have also received loans under the Pradhan Mantri Aadhaar Card Loan Scheme.
- This report has been released by the Ministry of Micro Small and Medium Entrepreneurship, Government of India.
- You can see this report by visiting Official website.
Conclusion
- Today in this article we have come to know about Pradhan Mantri Aadhaar Card Loan Scheme 2022. In this article, I told you what is Pradhan Mantri Aadhaar Card Loan (Mudra Loan) scheme? Who can take the Pradhan Mantri Aadhaar Card Loan Scheme? How to take Prime Minister Aadhaar Card Loan Scheme . pm aadhar card loan scheme
- What is the interest rate of Pradhan Mantri Aadhaar Card Loan Scheme? How many people have got loans under the Pradhan Mantri Aadhaar Card Loan (Mudra Loan) scheme in 2019-20? What are the documents you need for Pradhan Mantri Aadhaar Card Loan Scheme? It has been explained in great detail. pm aadhar card loan scheme
- I hope that by reading this article, you must have got all the information about Pradhan Mantri Aadhaar Card Loan Scheme. If you liked our article and you have got good information by reading it, then do share our article and if you want to give any opinion related to our article, then you must tell us by commenting. pm aadhar card loan scheme